http://IncredibleRetirement.com 800-393-1017 I keep seeing an ad pop up on Facebook that says something like enjoy a Reagan retirement, thanks to a little known tax loophole, so I thought I would check it out and here's what I found. After I clicked on the ad, I was immediately taken to a website with a headline that said this 100% legal tax savings is transforming everyday Americans into millionaires. It shows a picture of President Ronald Reagan with a caption saying that President Reagan once fought Congress to keep this little known tax loophole. Then when I clicked to go to the second page of the article, another website pops up claiming that on April 10, 2017, the Federal Government will use an obscure loophole buried in the labor code, to issue what they call a retirement blackout. The rest of the website is a video that starts playing automatically. There are no buttons on the video to start, stop or rewind the video. How annoying! I think I invested a little over an hour of my life watching this video and nowhere did it actually explain this 26F program. It kept describing various stories of different people taking advantage of the program and of course, if I want to get all the details, all I have to do is surprise, surprise, subscribe to this guy's newsletter for I think around $300 a year. When I go to the bottom of the website where they've got all this microscopic print with disclosures, it says that the company sponsoring this thing is a publishing company and doesn't act as a personal investment advisor. At the very end of the disclaimer, I came across what I think is a very telling sentence, part of which says what we publish here may contain errors and you shouldn't make any investment decision based solely on what you read here. Kind of ironic don't you think? Subscribe to our newsletter so we can inform you of all of these great and wonderful investment ideas, but then their disclaimer language, they say, oops, what we tell you might have errors in it and you certainly shouldn't make decisions based on what we write. And what about that obscure loophole in the labor code going into effect on April 10, 2017, creating this so called retirement blackout? I think what it is really referring to is a Department of Labor ruling requiring anyone providing advice to retirement plans, including 401(k)s, IRAs, 403(b)s and Roth IRAs, to act as a fiduciary, placing their customers interest ahead of their own. This isn't a retirement blackout. It's good for the investing public. Product sales people are no longer going to be able to disguise themselves as advisors. They're going to have to disclose that they have a conflict of interest and their customer is going to have to sign a letter called a best interest contract exemption, putting their customer on notice that they are working with a sales person, not an advisor. What about this so called 26F program? Well, like their video said, if you want to find out about it, you've got to spend $300 on their newsletter subscription which I chose not to do because my belief is if they're going to misrepresent the Department of Labor ruling, they probably are misrepresenting a lot of other stuff, and I'm not going to pay for it and I hope you don't either. If you have information on how a 26F program works, please feel free to send it to us. We'll be more than happy to review it and share our analysis right here so we can help as many people as possible really understand this so called secret investment program that only a select few know about. In the meantime, if you see an ad on Facebook claiming to be the source of some super-secret investment thanks to a little known tax loophole, don't waste your time.